United States / USD

Your money.
A clearer plan.

Explore savings and borrowing in USD. Compare the what-ifs, understand the assumptions, and keep your numbers to yourself.

Calculated in your browser. No account or email needed.

This release offers generic savings and loan planning in USD. Federal, state and local taxes, account limits and US mortgage rules are not modelled.

Start with your question.

Working tools, with advanced options when you need them.

Local currency.
Clear boundaries.

Savings tools let you distinguish effective annual rates, such as APY or AER, from nominal rates. Loan tools show the rate convention, extra payments and fees separately. Your lender’s contract or account terms may use different timing or charges.

Changing region opens a separate set of saved comparisons. It does not convert your money or reuse another currency’s plan.

Investor.gov: Compound interest calculator

CFPB: Interest rates and APR